Private Health Insurance

A total GAP(out of pocket costs) fee of $5,950 all-inclusive with Private Health Insurance including the anaesthetist and assistant fee!

Regardless of whether you need Gastric Band or Gastric Bypass or Sleeve Gastrectomy your entire program, including ongoing support, will cost $5,950 if you have private health insurance.

All this is included:

  • Surgeon’s fee
  • Assistant surgeon’s fee
  • Anaesthetist’s fee
  • Medical reviews up to 3 years until goal weight is achieved.
  • 24/7 access to medical care if problems arise
  • All band adjustments as required

Importantly, even if you don’t have private health insurance call us for a quotation on 4229 6355. You will be surprised at just how affordable our program is. In many cases you can even use superannuation to pay.

No Private Health Insurance

Not privately insured?

In this situation patients will have to cover all costs associated with their admission. It is generally impossible to determine an exact figure for the total cost of surgery. Therefore, the figures provided below is a ballpark figure and only to be used as a guide.

On top of the $ 5,950, these fees will also be included (Prices may vary based on Hospital of choice) :

– Bed costs of up to $ 800

– Theatre costs up to $ 1,500 per hour, in addition to this the costs of theatre equipment ($ 800 – $ 5000 depending on the operation)

– Admission to Intensive Care Unit (ICU) can be up to $ 3,000 per day

Hospitals will provide quotes to patients before admission and expect an up-front payment on the day of admission for the estimated amount. Patients having weight-loss surgery will have total expenses of $9,000 – $20,000, with direct hospital costs being up to 75 – 90% of this total cost (this is the amount covered by private health insurance if you have taken out private hospital cover).

Medicare will contribute a small amount towards your medical costs (usually $1200-$1500, but this is dependent entirely on your treatment).

As Obesity is a pre-existing condition the Private health funds will not cover admissions for surgery until the person has been with them for 12 months.

Call us for a quotation on (02) 4229 6355 you might be surprised at just how affordable our uninsured program is.

Medical Finance

MacCredit specialises in finance for medical procedures. See www.maccredit.com.au for further details

Early Release of Super

Patients may apply to Centrelink for an early release of superannuation funds to cover part or all of the costs involved. More details can be found on the website.

If you chose to apply for this, three documents need to be lodged:

  • Completed application form- click here to download
  • A letter of support from your General Practitioner
  • A letter of support from Illawarra Institute of Obesity Surgery (we will provide this after your initial consultation)

Please note that processing time by Centrelink generally takes around 3 weeks, and allow a further 4-6 weeks for your superannuation fund to release the funds to your personal bank account.

Tax Rebate Scheme for Medical Expenses over $2,000

A significant rebate may be able to be claimed through your end of year tax return. Anyone can claim a tax offset of 20% of your net medical expenses (ie the gap amount) over $2,000. There is no upper limit on the amount you can claim, and it is not means or assets tested. Because this is a rebate rather than a tax deduction, you can claim this from the ATO even if you do not pay tax. As always, also check with your accountant or financial advisor. Further details can be found on the ATO website by clicking here.

Using Superannuation

Beacuse it is recognised that morbid obesity and the medical problems associated with it will reduce a person’s life expectancy, and that weight loss surgery is not yet readily available in the public hospital system, the Australian Government allows early access to your or another family member’s superannuation to cover the costs involved in bariatric surgery.

The application for early super release is processed by Centrelink- you will need to fill out an application form, and obtain a written letter of support from both your GP and Specialist. (Dr will provide his letter of support to you upon request after your initial consultation) The processing time by Centrelink generally takes around 3 weeks, and allow a further 4-6 weeks for your superannuation fund to release the funds to your personal bank account.

For more details on the early release of super to pay for medical expenses click here. To download the application form click here

Tax Refund Scheme

A rebate can be claimed through your end of year tax return if you incur medical expenses over $2,000 during the one financial year. Anyone can claim the tax offset: there is no upper limit on the amount you can claim, however it is now income tested. The rebate is currently 20 cents for every dollar over the $2000 threshold.

Because this is a rebate rather than a tax deduction, you can claim this even if you do not pay tax. It is claimed at question T9 on your tax return. As always, be sure to check with your accountant or financial advisor. Further details can be found by click here

Private Health Insurance

Private Health Insurance

A total GAP(out of pocket costs) fee of $5,950 all-inclusive with Private Health Insurance including the anaesthetist and assistant fee!

Regardless of whether you need Gastric Band or Gastric Bypass or Sleeve Gastrectomy your entire program, including ongoing support, will cost $5,950 if you have private health insurance.

All this is included:

  • Surgeon’s fee
  • Assistant surgeon’s fee
  • Anaesthetist’s fee
  • Medical reviews up to 3 years until goal weight is achieved.
  • 24/7 access to medical care if problems arise
  • All band adjustments as required

Importantly, even if you don’t have private health insurance call us for a quotation on 4229 6355. You will be surprised at just how affordable our program is. In many cases you can even use superannuation to pay.

No Private Health Insurance

No Private Health Insurance

Not privately insured?

In this situation patients will have to cover all costs associated with their admission. It is generally impossible to determine an exact figure for the total cost of surgery. Therefore, the figures provided below is a ballpark figure and only to be used as a guide.

On top of the $ 5,950, these fees will also be included (Prices may vary based on Hospital of choice) :

– Bed costs of up to $ 800

– Theatre costs up to $ 1,500 per hour, in addition to this the costs of theatre equipment ($ 800 – $ 5000 depending on the operation)

– Admission to Intensive Care Unit (ICU) can be up to $ 3,000 per day

Hospitals will provide quotes to patients before admission and expect an up-front payment on the day of admission for the estimated amount. Patients having weight-loss surgery will have total expenses of $9,000 – $20,000, with direct hospital costs being up to 75 – 90% of this total cost (this is the amount covered by private health insurance if you have taken out private hospital cover).

Medicare will contribute a small amount towards your medical costs (usually $1200-$1500, but this is dependent entirely on your treatment).

As Obesity is a pre-existing condition the Private health funds will not cover admissions for surgery until the person has been with them for 12 months.

Call us for a quotation on (02) 4229 6355 you might be surprised at just how affordable our uninsured program is.

Medical Finance

MacCredit specialises in finance for medical procedures. See www.maccredit.com.au for further details

Early Release of Super

Patients may apply to Centrelink for an early release of superannuation funds to cover part or all of the costs involved. More details can be found on the website.

If you chose to apply for this, three documents need to be lodged:

  • Completed application form- click here to download
  • A letter of support from your General Practitioner
  • A letter of support from Illawarra Institute of Obesity Surgery (we will provide this after your initial consultation)

Please note that processing time by Centrelink generally takes around 3 weeks, and allow a further 4-6 weeks for your superannuation fund to release the funds to your personal bank account.

Tax Rebate Scheme for Medical Expenses over $2,000

A significant rebate may be able to be claimed through your end of year tax return. Anyone can claim a tax offset of 20% of your net medical expenses (ie the gap amount) over $2,000. There is no upper limit on the amount you can claim, and it is not means or assets tested. Because this is a rebate rather than a tax deduction, you can claim this from the ATO even if you do not pay tax. As always, also check with your accountant or financial advisor. Further details can be found on the ATO website by clicking here.

Using Superannuation

Using Superannuation

Beacuse it is recognised that morbid obesity and the medical problems associated with it will reduce a person’s life expectancy, and that weight loss surgery is not yet readily available in the public hospital system, the Australian Government allows early access to your or another family member’s superannuation to cover the costs involved in bariatric surgery.

The application for early super release is processed by Centrelink- you will need to fill out an application form, and obtain a written letter of support from both your GP and Specialist. (Dr will provide his letter of support to you upon request after your initial consultation) The processing time by Centrelink generally takes around 3 weeks, and allow a further 4-6 weeks for your superannuation fund to release the funds to your personal bank account.

For more details on the early release of super to pay for medical expenses click here. To download the application form click here

Tax Refund Scheme

Tax Refund Scheme

A rebate can be claimed through your end of year tax return if you incur medical expenses over $2,000 during the one financial year. Anyone can claim the tax offset: there is no upper limit on the amount you can claim, however it is now income tested. The rebate is currently 20 cents for every dollar over the $2000 threshold.

Because this is a rebate rather than a tax deduction, you can claim this even if you do not pay tax. It is claimed at question T9 on your tax return. As always, be sure to check with your accountant or financial advisor. Further details can be found by click here